Personal budgeting

Budget this month with the money you earned last month.

Stacks is envelope budgeting done right — every dollar split across Needs, Wants, and Savings, with real bank sync and automatic receipts.

iOS and Android — launching soon.

Everything in one place

A budget that reflects real life — your accounts, your envelopes, and your net worth, all in sync.

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Envelope budgeting

Named budget lines across Needs, Wants, and Savings, seeded 50/30/20 — with last month's leftovers rolling forward.

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Real bank sync

Securely connect your accounts through Plaid. Transactions import and categorize themselves automatically.

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Savings buckets

Set money aside inside real accounts for specific goals, with automatic monthly contributions.

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Net worth

Cash, investments, crypto, property, and vehicles — tracked together so you always know where you stand.

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Automatic receipts

Forward order confirmations and Stacks itemizes them, matches them to the charge, and splits by category.

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Private by design

Your data is yours. We never sell it, and we only keep what the app needs to work.

Ready to give every dollar a job?